Caravan Insurance

Whether it’s a weekend coastal break, a slow loop through the Red Centre, or a full-time life on the move — our caravan insurance is designed for real travellers. Reliable cover from a team who understand how Australians explore.

Protection that keeps up with your journey

Towing your caravan means freedom — but it also means making sure you’ve got the right support if something goes wrong. Our cover is designed for the way you actually travel, from long hauls to local getaways. It’s comprehensive and reliable, backed by a team that genuinely understands the caravanning lifestyle.

What’s included in our comprehensive cover

Replacement of your caravan in first 3 years of original registration or date of purchase*
Automatic Contents cover $5,000
Lay-Up: Premium discounts for the months you don’t use your caravan (maximum discount capped at 8 months)
Theft of mobile phones and cash up to $1,000 (excess applies)
Emergency Pet cover up to $1,000
Loan Balance Assistance max $5,000
Hail Cover

*New for old replacement applies to caravans purchased new, with continuous comprehensive cover, and declared a total loss within 3 years.
Replacement is of the same make, model or series, subject to local availability within 90 days. See relevant PDS for details.

Cover is subject to limits, sublimits, and terms and conditions. Check the relevant PDS and TMD.

Types of caravans we cover

From coastal holiday parks to outback touring, we cover a wide range of caravan setups — backed by a team who understand how Australians travel.

Caravans

Traditional touring caravans, designed for comfort and convenience on the road.

Camper Trailers

Compact and lightweight setups for travellers who prefer a more stripped-back adventure.

Pop-Tops

Lower-profile caravans with extendable roofs — ideal for easy storage and towing.

Slide-Ons

Detachable units that mount to the back of a ute, giving you the freedom to explore off the beaten path.

Fifth Wheelers

Spacious, towable homes-on-wheels that hitch over the rear axle of a ute — built for long hauls and extended stays.

Ready to hit the road with confidence?

Get a quote today and enjoy cover that understands how you travel — and what matters most when you’re out exploring.

Hassle-free claims

Start a claim in minutes and get back on the road sooner.

Backed by the industry

We’re proudly partnered with the Let’s Go Caravan & Camping brand and the Caravan Industry Association of Australia—giving you confidence through strong industry ties.

Built for how you travel

From contents and lay-up cover to pet protection and flood damage — our policies reflect the way you really use your caravan or motorhome.

Frequently Asked Questions

Have questions? You’re not alone. Our FAQs cover what fellow travellers often want to know — so you can spend less time wondering and more time wandering.

Am I covered for an Agreed value or a Market value?

The Let’s Go Caravan Insurance policy is issued on an Agreed value basis. We agree to insure your caravan for the purchase price paid for 3 calendar years from the date you purchased your caravan. Your Agreed value on renewal after 3 calendar years, will begin to depreciate every year.

How do I obtain an Agreed Value?

By visiting our website (link below) or contacting our customer service team and having a discussion and coming to a mutual agreement on a value amount which could involve paying an extra premium.

Refer to the link below for both options:

https://www.letsgocaravaninsurance.com.au/contact/

Is my caravan covered for transit when being transported by train, truck or ferry?

As a policy inclusion, transportation via road, rail and sea are automatically included.

Can accessories be added to my caravan?

Accessories can be added and covered under your insurance policy. Any accessories must be advised to us and will be noted on your Certificate of Insurance.

Am I covered when towing my caravan off-road?

Off-road towing for your caravan is included under all our policies. Off-road claims have no additional excess applied.

Do I have contents cover under my policy?

Cover for contents is automatically included under the policy for $5,000. If a higher contents amount is required, please contact our customer service team by referring to the link below for contact options.

https://www.letsgocaravaninsurance.com.au/contact/

What is lay-up?

Lay-up changes the cover for Your Caravan under the Policy, it is restricted to loss or damage occurring while Your Caravan is within the gates, walls, or fences of Your home address as specified on Your Certificate of Insurance. You will receive a premium discount during the lay-up months (maximum discount capped at 8 months).

Can I hire my caravan out?

Yes, you may hire out your caravan and we will pay a claim if You select this option, and it is shown on Your Certificate of Insurance.

How do I access important documents such as Let’s Go Caravan Insurance’s Product Disclosure Statements, Financial Services Guide, Target Market Determinations (TMD’s) and Privacy Policy?

Our ‘Important Documents’ page via the link below will provide you with more information.

https://www.letsgocaravaninsurance.com.au/important-documents/

What do I do in the event I have had an accident or need to lodge a claim?

Our claims information page via the link below will provide you with more information.

https://www.letsgocaravaninsurance.com.au/claims/

The Road Ahead

Practical tips and stories for travellers who live to explore—and want to make the most of every journey.

Talk to someone who understands how you travel

Our team knows the ins and outs of caravanning, and we’re here to make getting covered easier — whenever you need us.