Motorhome Insurance

Whether it’s chasing sunsets across the coast, touring the outback, or stopping wherever the road takes you — our motorhome insurance is designed for freedom seekers. Reliable cover from a team who understand life behind the wheel.

Cover that travels with you

Living life on wheels means comfort meets adventure — and your cover should support that lifestyle. Whether you’re parked by the beach or chasing outback sunsets, our insurance is comprehensive, reliable, and backed by people who understand the motorhome way of life.

What’s included in our comprehensive cover

Replacement of new motorhome in first 2 years of purchase*
Agreed Value policy options for older motorhomes
Automatic Contents Cover $1,000 (sub limits apply)
Hire Motorhome following theft up to $1,500
Temporary Accommodation costs up to $2,100 following an insured loss
Emergency Pet Cover up to $500 if an insured event injures your pet
Lay-up: Premium discounts for the months you don’t use your caravan (maximum discount capped at 8 months)
Optional Windscreen Excess Cover
Removal Of Debris up to $5000

*New for old replacement applies to motorhomes purchased new, with continuous comprehensive cover, and declared a total loss within 2 years.
Replacement is of the same make, model or series, subject to local availability within 90 days. See relevant PDS for details.

Cover is subject to limits, sublimits, and terms and conditions. Check the relevant PDS and TMD.

Types of motorhomes we cover

From compact campervans to spacious touring rigs, we cover a wide range of motorhomes — with the backing of a team who understand how Australians travel.

Class A

Spacious, bus/coach style motorhomes designed for maximum comfort and extended touring.

Class B

Campervans built on a van chassis, perfect for easy manoeuvring and compact living.

Class C

Larger rigs with extra space, ideal for multi-person adventures and longer stays.

Ready to hit the road with confidence?

Get a quote today and enjoy cover that understands how you travel — and what matters most when you’re out exploring.

Hassle-free claims

Start a claim in minutes and get back on the road sooner.

Backed by the industry

We’re proudly partnered with the Let’s Go Caravan & Camping brand and the Caravan Industry Association of Australia—giving you confidence through strong industry ties.

Built for how you travel

From contents and lay-up cover to pet protection and flood damage — our policies reflect the way you really use your caravan or motorhome.

Frequently Asked Questions

Have questions? You’re not alone. Our FAQs cover what fellow travellers often want to know — so you can spend less time wondering and more time wandering.

What is the difference between Agreed Value and Market Value?

Agreed Value means you are insured for that set sum insured, in the event of a total loss. Market Value means you nominate your sum insured, and in the event of a total loss you will be paid out, either the sum insured you have nominated or the current market value of your caravan whichever is the lesser.

How do I obtain an Agreed Value?

By visiting our website (link below) or contacting our customer service team and having a discussion and coming to a mutual agreement on a value amount which could involve paying an extra premium.

Refer to the link below for both options:

https://www.letsgocaravaninsurance.com.au/contact/

Are my contents covered under my policy?

Cover for contents for $1,000 is automatically included under the policy.

If a higher contents amount is required, please contact our customer service team by referring to the link below for contact options.

https://www.letsgocaravaninsurance.com.au/contact/

What is lay-up?

Lay-up changes the cover for Your Motorhome under the Policy, it is restricted to loss or damage occurring while Your Motorhome is within the gates, walls, or fences of Your home address as specified on Your Certificate of Insurance. You will receive a premium discount during the lay-up months (maximum discount capped at 8 months).

How do I access important documents such as Let’s Go Caravan Insurance -Motorhome Insurance Product Disclosure Statements, Financial Services Guide, Target Market Determinations (TMD’s) and Privacy Policy?

Our ‘Important Documents’ page via the link below will provide you with more information.

https://www.letsgocaravaninsurance.com.au/important-documents/

Am I covered if a friend or family member uses and operates my Motorhome?

We provide automatic cover for a member of your family to use your motorhome provided it is not used for financial gain or purposes.

The Road Ahead

Practical tips and stories for travellers who live to explore—and want to make the most of every journey.

Talk to someone who understands how you travel

Our team knows the ins and outs of caravanning, and we’re here to make getting covered easier — whenever you need us.